In this modern era, the scientific research and innovations is taking the front line in academia and amongst the academicians. The University of Sindh Journal of Finance, Economics and Management Sciences (USJFEM) aims to publish articles dealing with theoretical and empirical studies in Finance, Banking, Accounting, Human Resources Management, Marketing, Economics, and relevant interdisciplinary topics while maintaining the high standards of a fully refereed academic journal. Its primary focus will be on empirical studies utilizing recent advances in financial economics with an emphasis on the policy relevance of the findings. USJFEM will be an open access International refereed research publishing journal with a focused aim on promoting and publishing original high quality research.

Editor-in-Chief
Prof. Dr. Imdad Ali Ismaili

Editor
Dr. Zulfiqar Ali Memon