M. FAHEEM, A. MUZAFFAR, and M. SHOAIB. “Experts’ Opinion Upon Factors Influencing Microfinance Organizations’ Targets: Microfinance Banks Vs. Microfinance Institutions”. Sindh University Research Journal - SURJ (Science Series) 46, no. 4 (December 15, 2014). Accessed July 24, 2026. https://sujo.usindh.edu.pk/index.php/SURJ/article/view/5430.