Sajeela Tago, Mohammed Saleem Chandio, Aneela Ashfaq and Imran Anwar Ujan (2019) β€œAn Empirical investigation of Mobile Commerce Adoption in Pakistan ”, University of Sindh Journal of Information and Communication Technology , 3(2), pp. 98–103. Available at: https://sujo.usindh.edu.pk/index.php/USJICT/article/view/580 (Accessed: 5April2026).